:root{
    --navy:#0B2653;
    --navy-2:#0A1E40;
    --navy-3:#0E2A55;
    --gold:#C99A2E;
    --gold-dark:#B0851F;
    --gold-soft:#F8F1DD;
    --blue-soft:#EEF3FB;
    --blue-soft2:#E5EDF8;
    --ink:#0B2653;
    --text:#48526A;
    --muted:#6E7990;
    --bg:#FFFFFF;
    --bg-soft:#F7F9FC;
    --line:#E7ECF4;
    --line-2:#EDF1F8;
    --r-lg:20px;--r-md:14px;--r-sm:10px;
    --sh-sm:0 4px 18px -10px rgba(11,38,83,.20);
    --sh-md:0 18px 46px -22px rgba(11,38,83,.30);
    --sh-lg:0 30px 70px -30px rgba(11,38,83,.40);
    --max:1180px;
    --ease:cubic-bezier(.22,.61,.36,1);
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{
    font-family:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
    color:var(--text);background:var(--bg);line-height:1.65;font-size:16px;
    -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
  }
  a{color:inherit;text-decoration:none}
  img{max-width:100%;display:block}
  ::selection{background:rgba(201,154,46,.32)}
  :focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}
  section[id]{scroll-margin-top:80px}
  .wrap{max-width:var(--max);margin:0 auto;padding:0 28px}
  h1,h2,h3{font-family:"Playfair Display",Georgia,serif;color:var(--ink);line-height:1.14;font-weight:700;letter-spacing:-.015em}
  /* brand "0" rendered as an unambiguous slashed zero (serif figure reads like an o) */
  .zero{font-family:"Inter",sans-serif;font-feature-settings:"zero" 1;font-weight:inherit;font-size:.88em;letter-spacing:-.01em}

  /* eyebrow with accent bar */
  .eyebrow{
    display:inline-flex;align-items:center;gap:10px;
    font-size:12px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;
    color:var(--gold-dark);margin-bottom:18px;
  }
  .eyebrow::before{content:"";width:26px;height:2px;background:var(--gold);border-radius:2px}

  /* buttons */
  .btn{
    display:inline-flex;align-items:center;gap:9px;font-weight:600;font-size:15px;
    padding:14px 26px;border-radius:10px;border:1.5px solid transparent;cursor:pointer;
    transition:transform .25s var(--ease),background .2s,border-color .2s,box-shadow .25s;white-space:nowrap;
  }
  .btn .arr{font-size:13px;transition:transform .25s var(--ease)}
  .btn:hover .arr{transform:translate(2px,-2px)}
  .btn-gold{background:linear-gradient(180deg,#D6A63A,#C0902A);color:#fff;border-color:var(--gold);box-shadow:inset 0 1px 0 rgba(255,255,255,.28),0 10px 24px -12px rgba(201,154,46,.7)}
  .btn-gold:hover{background:linear-gradient(180deg,#C79931,#AC821E);border-color:var(--gold-dark);transform:translateY(-2px);box-shadow:inset 0 1px 0 rgba(255,255,255,.18),0 14px 28px -12px rgba(176,133,31,.75)}
  .btn-outline{background:#fff;color:var(--ink);border-color:#CBD5E5}
  .btn-outline:hover{border-color:var(--navy);transform:translateY(-2px);box-shadow:var(--sh-sm)}

  /* icon chips — unify mismatched source icons */
  .chip{display:inline-flex;align-items:center;justify-content:center;border-radius:13px;flex:none}
  .chip img{object-fit:contain;mix-blend-mode:multiply}
  .chip-blue{background:var(--blue-soft)}
  .chip-gold{background:var(--gold-soft)}
  .chip-56{width:56px;height:56px}.chip-56 img{width:30px;height:30px}
  .chip-48{width:48px;height:48px}.chip-48 img{width:26px;height:26px}
  .chip-44{width:44px;height:44px}.chip-44 img{width:24px;height:24px}

  /* reveal on scroll */
  .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
  .reveal.in{opacity:1;transform:none}
  @media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}

  /* ===== Header ===== */
  header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.85);backdrop-filter:blur(14px);border-bottom:1px solid transparent;transition:border-color .3s,box-shadow .3s,background .3s}
  header.scrolled{border-color:var(--line);box-shadow:0 6px 24px -18px rgba(11,38,83,.4);background:rgba(255,255,255,.92)}
  .nav{display:flex;align-items:center;justify-content:space-between;height:74px}
  .brand{display:flex;align-items:center;gap:11px;font-weight:700;font-size:21px;color:var(--ink);letter-spacing:-.01em}
  .brand img{width:33px;height:33px;object-fit:contain}
  .nav-links{display:flex;align-items:center;gap:32px}
  .nav-links a{font-size:14.5px;font-weight:500;color:#2C3A56;position:relative;padding:5px 0;transition:color .2s}
  .nav-links a:hover{color:var(--navy)}
  .nav-links a.active{color:var(--navy);font-weight:600}
  .nav-links a::after{content:"";position:absolute;left:0;right:0;bottom:-5px;height:2px;background:var(--gold);border-radius:2px;transform:scaleX(0);transform-origin:left;transition:transform .25s var(--ease)}
  .nav-links a:hover::after,.nav-links a.active::after{transform:scaleX(1)}
  .nav-cta .btn{padding:11px 20px;font-size:14px}
  .burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
  .burger span{width:24px;height:2px;background:var(--navy);border-radius:2px;transition:.3s}

  /* ===== Hero ===== */
  .hero{position:relative;overflow:hidden;background:#0a1f44}
  .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 42%}
  .hero::before{content:"";position:absolute;inset:0;z-index:1;
    background:linear-gradient(98deg,#FAFCFE 0%,#FAFCFE 28%,rgba(250,252,254,.94) 40%,rgba(250,252,254,.55) 52%,rgba(250,252,254,.08) 64%,rgba(250,252,254,0) 80%);}
  .hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:38%;z-index:1;background:radial-gradient(56% 96% at 10% 100%,rgba(201,154,46,.10),transparent 62%),linear-gradient(180deg,rgba(250,252,254,0),#FFFFFF)}
  .hero-inner{position:relative;z-index:2;padding-top:104px;padding-bottom:80px}
  .hero h1{font-size:clamp(42px,6.2vw,74px);margin:6px 0 26px;color:var(--ink);font-weight:800;line-height:1.06;letter-spacing:-.022em}
  .hero p.lead{font-size:18px;max-width:530px;color:#3A4761;margin-bottom:38px;line-height:1.75}
  .hero-actions{display:flex;gap:14px;flex-wrap:wrap}
  .hero-feats{position:relative;z-index:2;display:grid;grid-template-columns:repeat(4,1fr);gap:1px;margin:6px 0 66px;
    background:var(--line);border:1px solid var(--line);border-radius:18px;
    box-shadow:0 30px 64px -34px rgba(11,38,83,.5);overflow:hidden}
  .hero-feat{display:flex;align-items:center;gap:16px;padding:24px 26px;position:relative;background:#fff;transition:background .3s var(--ease)}
  .hero-feat::before{content:"";position:absolute;left:0;right:0;top:0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
  .hero-feat:hover{background:#FBFCFE}
  .hero-feat:hover::before{transform:scaleX(1)}
  .hero-feat:hover .chip{transform:scale(1.06)}
  .hero-feat .chip{transition:transform .3s var(--ease)}
  .hero-feat b{display:block;font-size:15px;color:var(--ink);font-weight:600;line-height:1.32}

  /* ===== Sections ===== */
  section{padding:108px 0}
  .bg-soft{background:linear-gradient(180deg,#F7F9FC,#F2F6FB);border-top:1px solid var(--line-2);border-bottom:1px solid var(--line-2)}
  .sec-head{max-width:730px;margin-bottom:52px}
  .sec-head h2{font-size:clamp(29px,3.7vw,42px);letter-spacing:-.018em;text-wrap:balance}
  .sec-head .lead-sub{margin-top:18px;font-size:16.5px;color:var(--text);line-height:1.8}
  .sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
  .company-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:26px}
  .stat{position:relative;overflow:hidden;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:24px 26px;box-shadow:var(--sh-sm);transition:transform .3s var(--ease),box-shadow .3s}
  .stat::before{content:"";position:absolute;left:0;top:0;height:3px;width:100%;background:linear-gradient(90deg,var(--gold),#E3BE63);transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
  .stat:hover{transform:translateY(-4px);box-shadow:var(--sh-md)}
  .stat:hover::before{transform:scaleX(1)}
  .stat b{display:block;font-family:"Playfair Display",serif;font-size:30px;color:var(--ink);line-height:1;margin-bottom:8px}
  .stat b em{font-style:normal;color:var(--gold);font-size:22px}
  .stat span{font-size:13px;color:var(--muted);font-weight:500;letter-spacing:.02em}

  /* Service */
  .cards-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
  .card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:32px 28px;box-shadow:var(--sh-sm);transition:transform .3s var(--ease),box-shadow .3s,border-color .3s;overflow:hidden}
  .card::before{content:"";position:absolute;left:0;top:0;height:3px;width:100%;background:linear-gradient(90deg,var(--gold),#E3BE63);transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
  .card:hover{transform:translateY(-5px);box-shadow:var(--sh-md);border-color:#D8E0EE}
  .card:hover::before{transform:scaleX(1)}
  .card .chip{margin-bottom:20px}
  .card h3{font-size:18.5px;margin-bottom:10px}
  .card p{font-size:14.5px;color:var(--muted);line-height:1.7}
  .cards-note{margin-top:16px;font-size:12.5px;color:var(--muted);line-height:1.7}
  .trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:20px}
  .trust{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:18px 22px;transition:transform .3s var(--ease),box-shadow .3s}
  .trust:hover{transform:translateY(-3px);box-shadow:var(--sh-sm)}
  .trust b{font-size:14px;color:var(--ink);font-weight:600;line-height:1.3}
  .clend-banner{position:relative;overflow:hidden;margin-top:24px;display:flex;align-items:center;justify-content:space-between;gap:48px;
    color:#fff;border-radius:var(--r-lg);padding:46px 50px;border:1px solid rgba(255,255,255,.07);
    background:
      radial-gradient(circle at 1px 1px,rgba(255,255,255,.05) 1px,transparent 0) 0 0/22px 22px,
      radial-gradient(130% 170% at 100% 0%,#15356A 0%,#0C2452 46%,#08193A 100%);
    box-shadow:var(--sh-lg)}
  .clend-banner::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),rgba(201,154,46,0) 52%)}
  .clend-banner::after{content:"";position:absolute;right:-50px;top:-90px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(201,154,46,.32),transparent 68%);pointer-events:none}
  .clend-banner .cb-text{position:relative;max-width:660px}
  .cb-head{display:flex;align-items:center;gap:16px;margin-bottom:18px}
  .clend-logo{display:inline-flex}
  .clend-logo img{height:36px;display:block}
  .clend-tag{display:inline-flex;align-items:center;gap:7px;font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#E6D3A0;background:rgba(201,154,46,.13);border:1px solid rgba(201,154,46,.34);padding:6px 13px;border-radius:30px}
  .clend-tag::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 3px rgba(201,154,46,.25)}
  .clend-banner p{color:#C7D3E8;font-size:15.5px;line-height:1.75;margin:0;position:relative}
  .cb-points{display:flex;flex-wrap:wrap;gap:12px 26px;margin-top:24px;list-style:none;padding:0}
  .cb-points li{display:flex;align-items:center;gap:10px;font-size:14px;color:#DCE5F2;font-weight:500}
  .cb-points li::before{content:"✓";display:inline-flex;align-items:center;justify-content:center;width:21px;height:21px;font-size:11px;font-weight:700;color:var(--gold);background:rgba(201,154,46,.15);border:1px solid rgba(201,154,46,.42);border-radius:50%}
  .cb-terms{margin-top:18px;font-size:12px;line-height:1.6;color:#8FA0BE;position:relative}
  .cb-cta{position:relative;flex:none;display:flex;flex-direction:column;align-items:center;gap:14px;padding-left:48px;border-left:1px solid rgba(255,255,255,.12)}
  .clend-banner .btn{padding:16px 34px;font-size:15.5px}
  .cb-note{font-size:12.5px;color:#90A1BF;letter-spacing:.03em}

  /* Service — what's next strip */
  .next-strip{display:flex;align-items:center;gap:20px;margin-top:24px;background:var(--gold-soft);border:1px solid #EAD9A6;border-radius:var(--r-md);padding:20px 26px}
  .next-tag{flex:none;font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-dark);background:#fff;border:1px solid #EAD9A6;padding:7px 14px;border-radius:30px}
  .next-strip p{font-size:14.5px;color:#6E5613;line-height:1.7;margin:0}

  /* Ventures */
  .vi-note{margin-top:20px;font-size:13px;color:var(--muted);line-height:1.7;text-align:center}

  /* Company */
  #company{background:
    radial-gradient(58% 90% at 100% 0%,rgba(201,154,46,.06),transparent 62%),
    radial-gradient(52% 84% at 0% 100%,rgba(11,38,83,.05),transparent 60%),
    #fff}
  .company-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:start}
  .company-grid.single{grid-template-columns:1fr;max-width:780px;margin:0 auto}
  .company-grid.duo{grid-template-columns:1.08fr .92fr;gap:24px;align-items:stretch}
  #company .info-head{
    position:relative;padding:24px 28px;border-bottom:0;
    background:
      radial-gradient(circle at 1px 1px,rgba(255,255,255,.05) 1px,transparent 0) 0 0/20px 20px,
      radial-gradient(140% 220% at 100% 0%,#15356A 0%,#0C2452 52%,#08193A 100%);
  }
  #company .info-head::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:linear-gradient(90deg,var(--gold),rgba(201,154,46,0) 62%)}
  #company .info-head b{color:#fff}
  #company .info-head span{color:#A9B8D4}
  #company .info-table{font-size:15px}
  #company .info-table th{font-size:11.5px;letter-spacing:.09em;text-transform:uppercase;width:34%;padding:16px 28px}
  #company .info-table td{padding:16px 28px 16px 0}
  #company .info-table tr:first-child th,#company .info-table tr:first-child td{padding-top:20px}
  .company-grid.duo .company-stats{grid-template-columns:1fr 1fr;grid-auto-rows:1fr;gap:18px;margin-top:0}
  .company-grid.duo .stat{display:flex;flex-direction:column;justify-content:center}
  .company-grid.duo .stat b{font-size:32px}
  .company-grid.duo .stat span{font-size:13.5px}
  .info-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-sm);overflow:hidden;display:flex;flex-direction:column;transition:transform .3s var(--ease),box-shadow .3s}
  .info-card:hover{transform:translateY(-3px);box-shadow:var(--sh-md)}
  .info-head{display:flex;align-items:center;gap:14px;padding:22px 26px;border-bottom:1px solid var(--line);background:linear-gradient(180deg,#fff,#F8FAFD)}
  .info-head b{display:block;font-family:"Playfair Display",serif;font-size:18px;color:var(--ink);line-height:1.2}
  .info-head span{font-size:12.5px;color:var(--muted)}
  .info-table{width:100%;border-collapse:collapse;font-size:14.5px}
  .info-table tr{border-bottom:1px solid var(--line-2)}
  .info-table tr:last-child{border-bottom:0}
  .info-table tr:hover{background:var(--bg-soft)}
  .info-table th{text-align:left;font-weight:600;color:var(--muted);width:40%;padding:14px 26px;font-size:13px;letter-spacing:.01em;vertical-align:top}
  .info-table td{padding:14px 26px 14px 0;color:var(--ink);font-weight:500}
  .map{position:relative;background:radial-gradient(120% 120% at 30% 10%,#fff,#F3F7FC);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;overflow:hidden;box-shadow:var(--sh-sm);display:flex;flex-direction:column}
  .map-head{position:relative;z-index:3;margin-bottom:10px}
  .map-head b{display:block;font-family:"Playfair Display",serif;font-size:17px;color:var(--ink)}
  .map-head span{font-size:12.5px;color:var(--muted)}
  .map-legend{position:relative;z-index:3;margin-top:8px;display:flex;gap:16px;font-size:11.5px;color:var(--muted)}
  .map-legend i{display:inline-flex;align-items:center;gap:6px;font-style:normal}
  .map-legend i::before{content:"";width:9px;height:9px;border-radius:50%}
  .map-legend .hq::before{background:var(--gold)}
  .map-legend .of::before{background:#1B3D78}
  .world{position:relative;flex:1;width:100%;display:flex;align-items:center}
  .map-stage{position:relative;width:100%}
  .worldmap{width:100%;display:block}
  .pin{position:absolute;width:0;height:0;pointer-events:none}
  .pin .dot{position:absolute;left:-5px;top:-5px;width:10px;height:10px;border-radius:50%;background:var(--gold);border:2px solid #fff;box-shadow:0 0 0 4px rgba(201,154,46,.16),0 1px 3px rgba(11,38,83,.35)}
  .pin.hq .dot{left:-6.5px;top:-6.5px;width:13px;height:13px;box-shadow:0 0 0 5px rgba(201,154,46,.2),0 1px 4px rgba(11,38,83,.4)}
  .pin .lbl{position:absolute;left:15px;top:50%;transform:translateY(-50%);display:flex;align-items:center;font-size:12px;font-weight:600;color:var(--ink);white-space:nowrap;letter-spacing:.01em;background:rgba(255,255,255,.82);padding:3px 9px;border-radius:8px;box-shadow:0 1px 5px rgba(11,38,83,.12),0 0 0 1px rgba(11,38,83,.04)}
  .pin.hq .lbl{font-weight:700;color:var(--gold-dark);left:18px}
  .pin.lft .lbl{left:auto;right:15px}
  .pin.top .lbl{left:50%;top:auto;bottom:16px;transform:translateX(-50%)}
  .pin.bot .lbl{left:50%;top:16px;transform:translateX(-50%)}
  .pin .lbl em{font-style:normal;font-size:9px;font-weight:700;letter-spacing:.06em;color:#fff;background:var(--gold);padding:2px 5px;border-radius:4px;margin-left:7px;vertical-align:middle}

  /* Vision — dark statement section */
  .vision{position:relative;overflow:hidden;
    background:
      radial-gradient(circle at 1px 1px,rgba(255,255,255,.045) 1px,transparent 0) 0 0/24px 24px,
      radial-gradient(130% 160% at 85% 0%,#143468 0%,#0B2653 48%,#081A3C 100%);}
  .vision::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),rgba(201,154,46,0) 55%)}
  .vision .globe-bg{position:absolute;right:-5%;top:50%;transform:translateY(-50%);width:540px;max-width:54%;opacity:.3;mix-blend-mode:screen;filter:invert(1) grayscale(1) brightness(1.9);pointer-events:none}
  .vision .eyebrow{color:#E3C36F}
  .vision-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;position:relative;z-index:1}
  .vision-grid h2{font-size:clamp(29px,3.7vw,42px);color:#fff;text-wrap:balance}
  .vision-grid>div:first-child p.body{margin-top:22px;font-size:16.5px;max-width:460px;color:#C7D3E8;line-height:1.8}
  .vision-grid p.body strong{color:#EBD49A;font-weight:700}
  .vlist{display:flex;flex-direction:column;gap:14px}
  .vitem{display:flex;gap:18px;align-items:flex-start;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.11);border-radius:var(--r-md);padding:22px 24px;box-shadow:0 20px 44px -26px rgba(3,10,24,.8);transition:transform .3s var(--ease),background .3s,border-color .3s;position:relative;overflow:hidden}
  .vitem::before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--gold);transform:scaleY(0);transform-origin:top;transition:transform .35s var(--ease)}
  .vitem:hover{transform:translateX(4px);background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.2)}
  .vitem:hover::before{transform:scaleY(1)}
  .vitem .vbody{flex:1}
  .vtop{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:5px}
  .vitem h3{font-size:17px;font-family:"Inter",sans-serif;font-weight:700;color:#fff;letter-spacing:-.01em}
  .vnum{font-family:"Playfair Display",serif;font-size:15px;font-weight:700;color:var(--gold)}
  .vitem p{font-size:14.5px;color:#A9B8D4;line-height:1.7}
  .vpills{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
  .vpills span{font-size:13px;font-weight:600;color:#DCE5F2;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);padding:8px 16px;border-radius:30px}

  /* Contact */
  .contact-grid{display:grid;grid-template-columns:.92fr 1.18fr;gap:56px;align-items:start}
  .contact-info .brand-lg{display:flex;align-items:center;gap:11px;font-family:"Playfair Display",serif;font-size:26px;font-weight:700;color:var(--ink);margin:4px 0 18px}
  .contact-info .brand-lg img{width:34px;height:34px;object-fit:contain}
  .contact-intro{font-size:15.5px;color:var(--text);line-height:1.75;margin-bottom:18px;max-width:380px}
  .contact-hours{display:flex;align-items:center;gap:10px;margin-top:20px;font-size:13px;color:var(--muted);font-weight:500}
  .contact-hours .ch-dot{width:9px;height:9px;border-radius:50%;background:#22A861;box-shadow:0 0 0 4px rgba(34,168,97,.16);flex:none}
  .cinfo-row{display:flex;align-items:center;gap:15px;padding:16px 0;border-bottom:1px solid var(--line);font-size:14.5px;color:var(--ink);font-weight:500}
  .cinfo-row .ci{width:42px;height:42px;flex:none;border-radius:11px;background:var(--blue-soft);display:flex;align-items:center;justify-content:center;color:var(--navy)}
  .contact-cta{position:relative;overflow:hidden;background:linear-gradient(170deg,#fff,#F7F9FC);border:1px solid var(--line);border-radius:var(--r-lg);padding:44px 40px;box-shadow:var(--sh-md);text-align:center;display:flex;flex-direction:column;align-items:center}
  .contact-cta::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),rgba(201,154,46,.12))}
  .cc-icon{width:60px;height:60px;border-radius:16px;background:var(--blue-soft);color:var(--navy);display:flex;align-items:center;justify-content:center;margin-bottom:22px}
  .contact-cta h3{font-size:22px;margin-bottom:10px}
  .contact-cta p{font-size:15px;color:var(--muted);max-width:360px;margin-bottom:26px}
  .email-row{display:flex;align-items:stretch;gap:10px;margin-bottom:22px;flex-wrap:wrap;justify-content:center}
  .email-big{font-family:"Inter",sans-serif;font-feature-settings:"zero" 1;font-size:clamp(19px,2.5vw,25px);font-weight:700;color:var(--ink);letter-spacing:-.02em;padding:14px 22px;border:1.5px solid var(--line);border-radius:12px;background:#fff;transition:.2s var(--ease);word-break:break-all;display:flex;align-items:center}
  .email-big:hover{border-color:var(--gold);color:var(--gold-dark);box-shadow:var(--sh-sm)}
  .copy-btn{display:inline-flex;align-items:center;gap:7px;font-family:inherit;font-size:14px;font-weight:600;color:var(--navy);background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:0 16px;cursor:pointer;transition:.2s var(--ease)}
  .copy-btn:hover{border-color:var(--gold);color:var(--gold-dark);box-shadow:var(--sh-sm)}
  .copy-btn.copied{border-color:#22A861;color:#1f7a3d}
  .contact-cta .btn{font-size:15.5px;padding:15px 32px}

  /* Footer */
  footer{background:var(--navy);color:#C5D0E4;padding:72px 0 30px;position:relative;overflow:hidden}
  footer::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),transparent 60%)}
  footer::after{content:"";position:absolute;right:-140px;bottom:-180px;width:440px;height:440px;border-radius:50%;background:radial-gradient(circle,rgba(201,154,46,.12),transparent 70%);pointer-events:none}
  footer .wrap{position:relative;z-index:1}
  .foot-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1.3fr;gap:44px}
  .foot-brand .b{display:flex;align-items:center;gap:11px;font-family:"Playfair Display",serif;font-size:23px;font-weight:700;color:#fff;margin-bottom:16px}
  .foot-brand .b .mk{display:flex;align-items:center;justify-content:center}
  .foot-brand .b .mk img{width:30px;height:30px;object-fit:contain;filter:brightness(0) invert(1)}
  .foot-brand p{font-size:14px;color:#9DAFCC;max-width:290px;margin-bottom:20px;line-height:1.7}
  .copy{font-size:13px;color:#7A8CAE}
  footer h4{color:#fff;font-family:"Inter",sans-serif;font-size:12.5px;letter-spacing:.13em;text-transform:uppercase;font-weight:600;margin-bottom:20px}
  footer ul{list-style:none;display:flex;flex-direction:column;gap:12px}
  footer ul a{font-size:14px;color:#AEBDD8;transition:color .2s,padding .2s}
  footer ul a:hover{color:#fff;padding-left:4px}
  .foot-contact p{font-size:14px;margin-bottom:12px;color:#AEBDD8}
  .foot-contact a{transition:color .2s}
  .foot-contact a:hover{color:#fff}
  .foot-disclaimer{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:24px;font-size:12px;line-height:1.7;color:#8295B4;max-width:980px}
  .foot-bottom{margin-top:24px;padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13px;color:#7A8CAE}

  /* mobile menu */
  .mobile-menu{display:none;flex-direction:column;padding:10px 28px 24px;border-top:1px solid var(--line);background:#fff}
  .mobile-menu.open{display:flex}
  .mobile-menu a{padding:13px 0;font-size:15px;font-weight:500;border-bottom:1px solid var(--bg-soft)}
  .mobile-menu .btn{margin-top:16px;justify-content:center}

  /* Responsive */
  @media (max-width:980px){
    .nav-links,.nav-cta{display:none}
    .burger{display:flex}
    .hero-bg{filter:brightness(1.07) saturate(1.12) contrast(1.02)}
    .hero::before{background:linear-gradient(180deg,rgba(250,252,254,.95) 0%,rgba(250,252,254,.88) 28%,rgba(250,252,254,.52) 56%,rgba(250,252,254,.18) 84%,rgba(250,252,254,.06) 100%)}
    .hero-feats{grid-template-columns:repeat(2,1fr)}
    .company-grid,.vision-grid,.contact-grid{grid-template-columns:1fr;gap:40px}
    .company-grid.duo{grid-template-columns:1fr;gap:22px}
    .company-stats{grid-template-columns:repeat(2,1fr)}
    .clend-banner{flex-direction:column;align-items:stretch;gap:28px}
    .cb-cta{flex-direction:row;justify-content:space-between;align-items:center;padding-left:0;border-left:0;border-top:1px solid rgba(255,255,255,.12);padding-top:26px}
    .clend-banner .btn{justify-content:center}
    .vision .globe-bg{opacity:.16}
    .foot-grid{grid-template-columns:1fr 1fr}
  }
  @media (max-width:640px){
    section{padding:72px 0}
    .wrap{padding:0 18px}
    .hero-inner{padding-top:64px;padding-bottom:56px}
    .hero h1{margin-bottom:20px}
    .hero p.lead{font-size:16.5px}
    .hero-actions{gap:10px}
    .hero-actions .btn{flex:1;justify-content:center;padding:13px 16px}
    .sec-head{margin-bottom:34px}
    .cards-3,.trust-row{grid-template-columns:1fr}
    .hero-feats{grid-template-columns:1fr}
    .vpills{flex-wrap:wrap;gap:8px;margin-top:22px}
    .vpills span{flex:none;font-size:11.5px;padding:6px 13px;border-radius:20px;text-align:left;white-space:normal}
    .clend-banner{padding:30px 24px;gap:24px}
    .clend-logo img{height:30px}
    .cb-head{gap:12px;flex-wrap:wrap}
    .cb-cta{flex-direction:column;align-items:stretch;gap:14px;padding-top:24px}
    .clend-banner .btn{width:100%}
    .cb-note{text-align:center}
    .company-stats{grid-template-columns:repeat(2,1fr);gap:12px}
    .stat{padding:20px}
    .stat b{font-size:26px}
    .info-table th{width:42%;padding:13px 18px;font-size:12.5px}
    .info-table td{padding:13px 18px 13px 0;font-size:13.5px}
    #company .info-head{padding:20px 20px}
    #company .info-table{font-size:13.5px}
    #company .info-table th{width:36%;padding:13px 18px;font-size:10.5px}
    #company .info-table td{padding:13px 18px 13px 0}
    #company .info-table tr:first-child th,#company .info-table tr:first-child td{padding-top:16px}
    .company-grid.duo .company-stats{gap:12px}
    .company-grid.duo .stat b{font-size:27px}
    .map{min-height:330px}
    .pin{width:auto}.pin b{font-size:12px}
    .contact-cta{padding:32px 22px}
    .next-strip{flex-direction:column;align-items:flex-start;gap:12px;padding:20px 22px}
    .vi-note{text-align:left}
    .foot-grid{grid-template-columns:1fr;gap:30px}
    .foot-bottom{flex-direction:column;gap:6px}
  }
  @media (max-width:420px){
    .hero-actions{flex-direction:column}
    .hero-actions .btn{width:100%}
    .company-stats{grid-template-columns:1fr 1fr}
  }